Overview

This endpoint removes a coverage from a proposal. The deletion behavior depends on the proposal type:

• Quotes and applications: The coverage record is permanently deleted (hard delete).
• Endorsements: The coverage is soft-deleted via the policy change mechanism, marking it as inactive for endorsement tracking. Mandatory coverages cannot be deleted on endorsements.

The proposal must be in a modifiable state, and the coverage must belong to the specified proposal.

Preconditions

• The proposal must be in a modifiable state. A proposal is not modifiable when:

  • Its status is Bound (B), Rejected (R), or Unapplied (0)
  • The proposal set it belongs to is already bound
  • It has a pending expiry date change endorsement

  If not modifiable, the endpoint returns a failure response.

• The proposalCoverageId must belong to the specified proposalId.

• On endorsements, mandatory coverages cannot be deleted.